Skip to main content

What’s the difference between risk levels in the portfolio options?

Updated over 3 weeks ago

Investable offers three pre-curated, diversified index portfolios: Aggressive, Balanced, and Conservative. Each one is built using a mix of U.S. stocks, international stocks, and bonds/cash based on your risk tolerance and investment timeline.

  • Aggressive: Designed for long-term investors seeking high growth. Most of your money goes into stocks, which offer greater upside but can be more volatile.

  • Balanced: Offers a middle ground between growth and stability by investing in a roughly even mix of stocks and bonds.

  • Conservative: Ideal for short-term goals or low-risk investors, with most of your funds in more stable, income-generating assets like bonds and cash.

Aggressive

Balanced

Conservative

  • 63% U.S. Stocks

  • 27% International Stocks

  • 10% Bonds & Cash

  • Historical Annual Return: 10.2%

  • Average Expense Ratio: 0.17%

  • 45% U.S. Stocks

  • 15% International Stocks

  • 40% Bonds & Cash

  • Historical Annual Return: 7.6%

  • Average Expense Ratio: 0.13%

  • 20% U.S. Stocks

  • 10% International Stocks

  • 70% Bonds & Cash

  • Historical Annual Return: 4.8%

  • Average Expense Ratio: 0.09%

Did this answer your question?